Why Retirees Are Choosing Coastal Georgia & Florida for Their Forever Home

Atlantic Salt Realty Retirement Florida Georgia Coast

Discover the Best Retirement-Friendly Communities, Tax Benefits, and Relaxing Coastal Lifestyles in St. Augustine, Amelia Island, and St. Marys


Thinking About Retiring on the Coast? Let Atlantic Salt Realty Help You Find Your Perfect Home!

Imagine waking up to ocean breezes, strolling along sun-drenched beaches, and enjoying a stress-free lifestyle in a beautiful coastal town. More and more retirees are choosing Coastal Georgia and Florida for their forever home—and for good reason! With mild year-round weather, tax-friendly benefits, affordable living, and top-tier retirement-friendly communities, it’s no surprise that places like St. Augustine, Amelia Island, and St. Marys are among the most sought-after retirement destinations.

At Atlantic Salt Realty, we specialize in helping retirees find their dream home along the Atlantic Coast. Whether you’re looking for a luxury waterfront retreat, a charming historic cottage, or an active coastal community, our team is here to guide you every step of the way.

Contact us today to start exploring your retirement options in Glynn, Camden, Nassau, Duval, and St. Johns Counties!


1. Why Coastal Georgia & Florida Are Top Retirement Destinations

Retirees are flocking to Coastal Georgia and Florida for several key reasons:

✔️ Lower Cost of Living Compared to Other Coastal Areas
✔️ Tax Benefits for Retirees, Including No State Income Tax in Florida
✔️ Mild Winters and Year-Round Outdoor Activities
✔️ Beautiful Beachfront and Waterfront Living Options
✔️ Access to World-Class Healthcare and Amenities

Whether you’re looking for a peaceful coastal retreat or an active social community, there’s a perfect place for you to settle down along the Atlantic Coast.


2. Top Retirement-Friendly Communities in Coastal Georgia & Florida

Retirement-friendly communities offer a relaxed, maintenance-free lifestyle with access to exclusive amenities like golf courses, private clubhouses, resort-style pools, and social events. Here are three of the best retirement destinations:

St. Augustine, FL (St. Johns County) – Historic Charm Meets Coastal Living

If you want a blend of history, culture, and beachside relaxation, St. Augustine is an incredible place to retire. As the oldest city in the U.S., it offers a unique mix of Spanish colonial architecture, waterfront parks, and a thriving arts scene.

🔹 Popular Retirement-Friendly Communities:

  • Del Webb Nocatee – A luxury, gated community with world-class amenities, including a private clubhouse, walking trails, and social clubs.
  • Bridge Bay at Bannon Lakes – A modern, resort-style community featuring a fitness center, pool, and lakefront views.

🌴 Why Retire Here?

  • Mild coastal climate with warm winters
  • Access to top healthcare providers like Mayo Clinic and Flagler Hospital
  • St. Augustine Beach offers stunning coastal views and plenty of outdoor activities

Atlantic Salt Realty Retirement Nassau County
Amelia Island, FL (Nassau County) – The Perfect Beachfront Escape

If you’re dreaming of pristine beaches and a small-town feel, Amelia Island should be at the top of your list. With 13 miles of beautiful coastline, charming boutiques, and top-rated golf courses, this island offers a laid-back lifestyle with plenty of upscale amenities.

🔹 Popular Retirement-Friendly Communities:

  • Osprey Village – A resort-style community with beach access, gourmet dining, and concierge services.
  • Del Webb Wildlight – Located just minutes from Amelia Island, this community offers luxury homes with access to pools, walking trails, and fitness centers.

🌴 Why Retire Here?

  • Less crowded beaches than South Florida
  • World-class golf courses and waterfront dining
  • Friendly community with year-round events and festivals

St. Marys, GA (Camden County) – Coastal Beauty with Small-Town Charm

For retirees looking for a peaceful and scenic coastal retreat, St. Marys, GA, is a perfect choice. As the Gateway to Cumberland Island, this historic waterfront town offers breathtaking river views, a welcoming community, and easy access to nature.

🔹 Popular Retirement-Friendly Communities:

  • Osprey Cove – A gated golf and waterfront community featuring a championship golf course, private clubhouse, marina access, and resort-style amenities.
  • Cumberland Harbour – A luxury, waterfront community with deep-water access, nature trails, and private docks for boating enthusiasts.

🌴 Why Retire Here?

  • Affordable waterfront homes and quiet, laid-back lifestyle
  • Close to Cumberland Island National Seashore for outdoor adventure
  • Ideal for retirees who enjoy boating, golf, and nature-filled living

3. Tax Benefits & Affordability for Retirees

Retiring in Coastal Georgia or Florida comes with significant financial advantages:

✔️ No State Income Tax in Florida – Retirement income, Social Security, and pensions are not taxed in Florida, making it one of the most tax-friendly states for retirees.
✔️ Property Tax Exemptions for Seniors – Georgia and Florida offer homestead exemptions and additional tax relief for seniors.
✔️ Affordable Housing Options – Compared to places like South Florida or California, homes in St. Augustine, Amelia Island, and St. Marys are more affordable while still offering beachfront and waterfront living.


Atlantic Salt Realty Retirement
Find Your Forever Home with Atlantic Salt Realty

Retirement should be about relaxation, adventure, and enjoying the lifestyle you’ve worked so hard for—and there’s no better place to do that than the stunning coastal towns of Georgia and Florida. Whether you’re looking for a peaceful retreat, an active coastal community, or a beachfront paradise, Atlantic Salt Realty is here to help you find your perfect home.

Start your journey today! Contact us at Atlantic Salt Realty to explore the best retirement-friendly communities, beachfront properties, and coastal homes in Glynn, Camden, Nassau, Duval, and St. Johns Counties.

📞 Call us now to schedule a consultation and take the first step toward your dream coastal retirement!