Affordable Luxury, Coastal Charm, and a Life You’ll Love

If you’ve been dreaming of sunshine, sea breezes, and a more relaxed pace of life—but without the sky-high prices—then it’s time to look toward the coastlines of Florida and Georgia. These Southern gems are quickly becoming top destinations for those seeking value-driven living with all the perks of a high-quality lifestyle.

At Atlantic Salt Realty, we specialize in helping you find the perfect home that fits both your budget and your dreams. From gated communities to golf course living and deepwater homesites, we represent some of the most desirable neighborhoods along the Georgia-Florida coast. Whether you're looking to relocate, invest, or retire, our team is ready to guide you every step of the way.

From tax advantages to outdoor adventures, here are 7 reasons why the Florida and Georgia coast should be at the top of your list:

1. Tax Advantages That Work for You

Florida famously has no state income tax, and Georgia offers low property taxes and various retirement-friendly benefits. Both states make financial sense for retirees, second-home buyers, and remote workers who want to keep more of what they earn.

Property taxes, compared to some other areas in the country, remain a good value with homestead property tax exemption. 

2. Incredible Home Value for the Price

Compared to other coastal regions, the Georgia-Florida border delivers more space, more features, and more value.
For example:

• Cumberland Harbour in St. Marys, GA offers deepwater access, private docks, and luxury homes starting in the $400s.
  
  
• Osprey Cove, a private golf course community, delivers club amenities and custom homes at prices far below similar coastal developments in the Carolinas or Northeast.
  
  
• Oyster Bay Harbour offers a marina lifestyle with beautiful wooded lots and community water access for boaters and paddlers alike.
  
  

You’re not just buying a home—you’re investing in a better lifestyle at a smart price.

3. Relaxed Coastal Living at Its Finest

Imagine morning paddles, weekend boating, or sunset beach strolls. Whether you prefer kayaking through the marshes, fishing off your private dock, or enjoying your morning coffee with an ocean breeze—coastal living is a daily reality in these communities.

Cumberland Harbour residents enjoy access to Cumberland Island, Amelia Island, and the open Atlantic—plus a kayak launch, nature trails, and a private day dock.

In Oyster Bay Harbour, homeowners have the option to join the Yacht Club with a private pool, restaurant and slips to accommodate that sailboat you have been dreaming about!

4. Health & Wellness Through Outdoor Living

This region invites you outside—year-round. The mild climate means walking, biking, tennis, pickleball, paddling, and golf are always on the table.
Both Cumberland Harbour and Osprey Cove offer:

• Miles of walking/biking trails
  
  
• Fitness centers and classes
  
  
• Tennis and pickleball courts
  
  
• Pools for leisure and laps
  
  

Living here makes it easy to stay active—and stress less.

5. Proximity to Major Metro Areas

You get small-town peace without giving up big-city convenience. Many of our featured communities are just a short drive from Jacksonville, Florida—home to:

• World-class healthcare, including Mayo Clinic and Baptist Health
• A major international airport for easy travel
• NFL football, top-tier shopping, and dining
• Cultural events include the symphony and museums
  
  

Enjoy the best of both worlds—quiet coastal living with metro-level access.

6. A Range of Communities for Every Lifestyle

Whether you're looking for a tight-knit neighborhood or wide-open spaces, there’s a community for you:

• • Cumberland Harbour – For those who love nature, privacy, and waterfront living, with an emphasis on custom homes and natural beauty
    
    
  • Osprey Cove – For golfers and club lifestyle seekers, this gated community offers a vibrant social scene and impressive amenities
    
    
  • Oyster Bay Harbour – A boater’s dream with marina access, custom builds, and beautiful natural surroundings
    
    

• Downtown St. Marys – For buyers who prefer walkability, charm, and easy access to shops and the ferry to Cumberland Island
  
  

7. From Small-Town Charm to Big Adventures

You can spend the morning at a local farmer’s market, take a day trip to Savannah or Amelia Island, and still be home in time for a sunset paddle or happy hour on the porch.

St. Marys, GA—home to many of our featured properties—is a historic, waterfront town where Southern hospitality meets coastal adventure. Think quiet streets, historic homes, boutique shops, and proximity to national parks and pristine beaches.

Let Atlantic Salt Realty Help You Find Your Coastal Dream Home

Whether you’re searching for a deepwater estate, a golf course retreat, or a low-maintenance getaway—Atlantic Salt Realty is your guide to value-driven coastal living.

📞 Contact us today to explore current listings in with value and charm!